What is Long-Term Care Insurance?

While it may be difficult to imagine today, we might need assistance with daily activities as we age. The key question is: How to cover the cost?

One option to consider is purchasing Long-Term Care Insurance.

Long Term Care Insurance is an important part of financial planning. It is designed to protect assets and provide financial independence if you become chronically ill, disabled or with disorders such as Alzheimer’s disease. It helps cover the costs of care for daily living activities, either at home, in a community setting, or in a facility like a nursing home.

It is important to note that Medicare coverage for Long-Term Care is very limited and varies, especially for services such as custodial care.

Review this  Long Term Care Guide  to learn more about LTC. Give us a call at 678-546-7890 to determine if a Long-Term Care policy is the right choice for you.